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20k in it, and I have good credit. Some airlines offers special senior discount booklets (e. Now that new electronic stability controls have been fitted to reduce the risk of roll-over, these are among the safest vehicles to drive. However, people who haven't been using credit for long may have a higher score, depending on how the rest crfdit their credit report looks like, according to FICO. If you are the type of person who diligently pays off your credit card balance in full each month (and letвs face it, most of us donвt), you should definitely take advantage of a cash back rewards program. You gotta be aware that "average age of accounts" is an item that affects your score, so every time you open a new credit cardget a loanfinance, your average age will get younger. 10,000 in debt, whether on a single credit card, multiple cards or different types of credit accounts.